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Thursday, July 28, 2016

7 Beauty Makeover Tricks When You’re On Budget


Hey, you can have that beauty makeover too! If you recently went through some life changes or just suddenly felt the urge for a personal style and looks upgrade, then go for it.  Whether heading for a new career shift, celebrating a personal milestone, or simply stressed out with that old hairstyle for years now, a sudden boost of self- confidence from a beauty makeover is all you may need to move over to that next phase of your life. You don't need to spend big bucks to get fab and look with all that glam! With some beauty makeover tricks here and there, go and get yourself a quick but total beauty makeover even when on budget.

Beauty makeover even when on budget
Photo courtesy via Pexels

1.   Tender Loving Care (TLC) for the skin.
Even without make-up, a perfect natural skin can be your best beauty advantage.  Spend some TLC moments for your skin and take steps to turn it flawless with just some additions to your daily home facial regimen for you to come out rejuvenated. 

First, you may consider exfoliating to get rid of old, dull skin cells for a brighter and clearer complexion.  Peeling masks and microdermabrasion products available in the market are easily at hand to help eliminate skin pigmentation from sun exposure for a more even-toned skin.  You may also want to add in your list anti-aging products to help improve skin elasticity and texture.  For skin firming and lifting creams, generous skin massage during application serves as key to enhance absorption as facial lines are softened and blood circulation is increased. When shopping for these products, remember to go for labels that come with natural beauty ingredients which always work best with the skin such as citric acid and fruit extracts.

2.   Lighten up behind that smile.
Whiter teeth can make you younger-and fresher-looking instantly. This one’s absolutely easy by checking out your favorite tooth paste brand with a built-in whitening formula.   Within just weeks, you’re ready to flash a brighter smile of yours to everyone!
  
3.   Get a hair fix.                  
The hair is every woman’s crowning glory.  So if you’re having a bad hair day during most days, it’s time to get your hair fix!  Go out on your search for the next new hairstyle of yours from everywhere -- beauty magazines, style websites, and even TV shows. When you finally find the right hairstyle, bring this to your stylist and set forth a hair rebirth of yours.  

While long hair is believed by many to give a youthful look, short and shoulder-length hair can actually highlight your facial features, thus making you younger-looking.  Layering your hair can also help accentuate your facial shape and provide more body to an otherwise plain hair. When you’re up to some hair coloring, it’s best to keep it within two tones of your hair’s natural shade regardless of the color intensity. This allows you minimal maintenance later on when your hair outgrows to its natural color.  Also, warmer colors such as caramel and honey can be more dramatic than light brown and blonde.

4.   Pop those eyes and brows.
Look more youthful with brighter eyes.  Make your eyes pop instantly with a lash curler, then mascara, and finish off with a lash comb to smoothen out your top lashes.  Eyebrow shaping can also do a lot of wonders to the eye area by making it seem more open and lifted for a younger and more polished look.  But simple maintenance of the brows just requires trimming the brows below and above from hair strays. Lastly, add fullness and depth to those thin brows with any of your favorite eyebrow pencil, gel or extender.

5.   Refresh your makeup.
Not all women like wearing makeup on a daily basis.  Don’t despair if you’re one among this type since the old saying that “less is more” even applies to the use of make-up.  Little efforts, just like the use of a tinted moisturizer and lipstick, can make a big impact on your whole look and even take years off from your face unlike when resorting to layers of makeup.  Discuss with makeup consultants at department stores what look you prefer to get a good pick on what makeup products to use. If you want that perfect pout, do away with expensive lip injections and resort instead to the latest beauty rage-- temporary lip plumping products. Available commercially, these products provide a short-term increased blood flow to the lips for a fuller pout.

6.   Do a wardrobe update.
If you’re heading for a lifestyle change or your wardrobe is simply outdated, it’s time to move on to a new set of clothes!  Think about what are your major activities and look up for outfit solutions that will answer your clothing requirements. Consider likewise your personal style in the upgrading process so you can shop more easily for the clothes you want when you go shopping. Having a style model or inspiration can help you develop and arrive at that personal style you want to achieve and look great with. But not only the clothes, don’t forget shopping for the right shoes, too, that will blend with your new look.

7.   Bling, bling, bling with accessories.
When you’re on stricter budget, consider styling up with accessories.  Even just as tiny pieces, accessories can help make or break your look so take time to choose for items that can be worn on casual, business, and formal outings.  Select from a wide range of jewelry, bags and purses, and belts to add more dash of life to your overall appearance.   

Thursday, July 14, 2016

5 Things from Duterte’s 10-point Economic Agenda Businesses Will Be Happy About



It had been about two weeks since President Duterte formally took oath last June 30 after scoring a landslide win in the May 16 Philippine national polls.  Clearly, it was Duterte’s open battlecry against drug-driven crimes and prevalent government corruption that took him to his gradually slow but sweeping victory in the surveys and elections. 

Hand over to new President Rodrigo Duterte
Photo courtesy of NIB-MALACANANG (MalacaƱang Photo Bureau) via Wikimedia Commons 



However from the business-economic side, it appeared that much still remained to be opined about and heard from the new President, who himself admitted to being more of a lawyer than of an economist. But then business reservations seemingly settled down as the former’s economic managers bared the Duterte 10-point economic agenda, as reported by Investvine and listed below, days before June 30 strode in. 

·       Continuing and maintaining the current macroeconomic  policies, including fiscal, monetary and            trade policies;
·         Instituting progressive tax reform and more effective tax collection while indexing taxes to inflation, in line with the plan to submit to Congress a tax reform package by September;
·         Increasing competitiveness and the ease of doing business, drawing upon successful models used to attract business to local cities such as Davao, as well as pursuing the relaxation of the constitutional restrictions on foreign ownership, except with regards land ownership, in order to attract foreign direct investments;
·         Accelerating annual infrastructure spending to account for five per cent of the gross domestic product, with public-private partnerships playing a key role;
·         Promoting rural and value chain development toward increasing agricultural and rural enterprise productivity and rural tourism;
·         Ensuring security of land tenure to encourage investments and address bottlenecks in land management and titling agencies;
·         Investing in human capital development, including health and education systems, as well as matching skills and training to meet the demands of businesses and the private sector;
·         Promoting science, technology and the creative arts to enhance innovation and creative capacity towards self-sustaining and inclusive development;
·         Improving social protection programmes, including the government’s conditional cash transfer programme, in order to protect the poor against instability and economic shocks; and
·         Strengthening the implementation of the Responsible Parenthood and Reproductive Health Law to enable, especially, poor couples to make informed choices on financial and family planning

Overall, the country’s economic blueprint under President Duterte’s helm may be summarized as gearing towards poverty reduction, equitable wealth distribution, disbursed economic development to rural folks, and better investment climate.  The fine lines of this 10-point economic agenda may also be translated below to more specific business benefits which business owners, especially the micro, small & medium enterprises (MSMEs), will be happy about.  How about you?  What will you be most happy about the economy in the next six year-stretch?  Read on! 

1. Sustained Business Planning Environment 
One notable accomplishment of previous Aquino government was fueling the Philippine economy to its so far best performance of an average 6.2% GDP growth that led to the country being lauded as South East Asia’s best economy by the Oxford Business Group. This was attributed to the sound economic policies implemented in the monetary, fiscal, and trade sectors.  Deciding to maintain the same macroeconomic framework for the country will keep business plans made by small and big companies within the same environment at smooth sailing and without distortions in timelines.  So there’s no wasted time, effort and money even with the change in political regime. Accordingly from a Business World report, Duterte’s economic team foresees Philippine GDP growth buoying up further from 7% to 8% for the period 2018-2022 after government adjustments in the first two years simmer down.  

2.  Stronger Mass-Consumer Demand
Tax reforms based on progressive income tax scheme and paired with efficient collection system will translate to increased disposable income for a broad stream of the working population.  The working class, composed mostly of minimum wage earners, entry-level, and middle-income workers, are currently slapped with a whopping 32% income tax rate. But with possibly higher incomes net of tax and improved conditional cash transfers for the poor, the business sector can expect a more vibrant and stronger mass demand for various goods and services produced in the market.

3. Level Playing Field for MSMEs
Most MSMEs are usually saddled even right during the first step of doing business when applying for business permits due to red tape in the public sector.  With minimal funds to work with, MSMEs can’t be competitive alongside huge corporations when faced with sometimes errant business requirements at government agencies. True to this, the World Bank’s ease of doing business ranking for the Philippines is at a low 106th place.  The adoption of the Davao business model, which has a standardized 72 hours processing lead time and reduced number of approving signatories for business permits, will truly be a welcome change for all start-up entrepreneurs.

4.  Decongested Metro Manila
With heavy traffic, hard commuting, and environmental pollution, who wouldn’t be relieved of a decongested Metro Manila?  Included in Duterte’s economic plans is bringing development to agriculture, rural enterprises, and rural tourism—bottom line of which will spur jobs in the country side and lessen urban migration.  This will definitely create a win-win scenario for business owners, not only in the provinces, but in Metro Manila as well.  

5. Faster Business Expansion
Aside from improving ease of doing business that will greatly benefit the MSMEs, Duterte is also keen to attract more foreign investments by relaxing foreign ownership restrictions. Currently, industries with limited foreign business access include retail, advertising, pharmaceuticals, shipping, mining, and broadcasting, among others.  

In hand with these, the new government also plans for increased  infrastructure spending that would be reflected by a higher budget shortfall at 2.5% of GDP from 2.0% previously set by Aquino government. More roads and enhanced public utilities in transportation and communication will certainly make it faster for local and foreign business owners to explore and pursue expansionary plans throughout the Philippines. Consequently, this sits well with the newly placed Duterte administration’s move to spread economic growth to the countryside.